| GREAT EASTERN LIFE 大东方人寿 20090816. | |||||||||||
| SMART PROTECT ESSENTIAL INSURANCE C0276 with SMART MEDIC U66 . | |||||||||||
| 终生投资保险附加精明住院医药保险. | |||||||||||
| AGE 岁: 01 | |||||||||||
| PREMIUM PER MONTH 每月保费 | PREMIUM PER YEAR 每年保费 | HOSPITAL ROOM & BOARD PER DAY 每日病房 | ANNUAL OVERAL LIMIT 每年限额 | LIFE TIME OVERALL LIMIT 终生限额 | CASH VALUE END OF 20 YEARS 现金价值20 年尾 | TOTAL PREMIUM PAID 总缴保费 | BASIC SUM ASSURED 人寿 | ||||
| $ 100.00 | $ 1,200.00 | $ 100.00 | $ 60,000.00 | $ 480,000.00 | $ 24,382.00 | $ 24,000.00 | $ 80,000.00 | ||||
| $ 150.00 | $ 1,800.00 | $ 150.00 | $ 90,000.00 | $ 720,000.00 | $ 41,128.00 | $ 36,000.00 | $ 80,000.00 | ||||
| $ 150.00 | $ 1,800.00 | $ 200.00 | $ 120,000.00 | $ 960,000.00 | $ 37,562.00 | $ 36,000.00 | $ 80,000.00 | ||||
| $ 200.00 | $ 2,400.00 | $ 300.00 | $ 160,000.00 | $ 1,280,000.00 | $ 52,984.00 | $ 48,000.00 | $ 80,000.00 | ||||
| $ 250.00 | $ 3,000.00 | $ 400.00 | $ 200,000.00 | $ 1,600,000.00 | $ 66,999.00 | $ 60,000.00 | $ 80,000.00 | ||||
| AGE 岁: 05 | |||||||||||
| PREMIUM PER MONTH 每月保费 | PREMIUM PER YEAR 每年保费 | HOSPITAL ROOM & BOARD PER DAY 每日病房 | ANNUAL OVERAL LIMIT 每年限额 | LIFE TIME OVERALL LIMIT 终生限额 | CASH VALUE END OF 20 YEARS 现金价值20 年尾 | TOTAL PREMIUM PAID 总缴保费 | BASIC SUM ASSURED 人寿 | ||||
| $ 100.00 | $ 1,200.00 | $ 100.00 | $ 60,000.00 | $ 480,000.00 | $ 24,464.00 | $ 24,000.00 | $ 80,000.00 | ||||
| $ 150.00 | $ 1,800.00 | $ 150.00 | $ 90,000.00 | $ 720,000.00 | $ 41,213.00 | $ 36,000.00 | $ 80,000.00 | ||||
| $ 150.00 | $ 1,800.00 | $ 200.00 | $ 120,000.00 | $ 960,000.00 | $ 37,666.00 | $ 36,000.00 | $ 80,000.00 | ||||
| $ 200.00 | $ 2,400.00 | $ 300.00 | $ 160,000.00 | $ 1,280,000.00 | $ 53,126.00 | $ 48,000.00 | $ 80,000.00 | ||||
| $ 250.00 | $ 3,000.00 | $ 400.00 | $ 200,000.00 | $ 1,600,000.00 | $ 67,192.00 | $ 60,000.00 | $ 80,000.00 | ||||
| AGE 岁: 10 | |||||||||||
| PREMIUM PER MONTH 每月保费 | PREMIUM PER YEAR 每年保费 | HOSPITAL ROOM & BOARD PER DAY 每日病房 | ANNUAL OVERAL LIMIT 每年限额 | LIFE TIME OVERALL LIMIT 终生限额 | CASH VALUE END OF 20 YEARS 现金价值20 年尾 | TOTAL PREMIUM PAID 总缴保费 | BASIC SUM ASSURED 人寿 | ||||
| $ 100.00 | $ 1,200.00 | $ 100.00 | $ 60,000.00 | $ 480,000.00 | $ 21,369.00 | $ 24,000.00 | $ 80,000.00 | ||||
| $ 150.00 | $ 1,800.00 | $ 150.00 | $ 90,000.00 | $ 720,000.00 | $ 40,146.00 | $ 36,000.00 | $ 80,000.00 | ||||
| $ 150.00 | $ 1,800.00 | $ 200.00 | $ 120,000.00 | $ 960,000.00 | $ 37,666.00 | $ 36,000.00 | $ 80,000.00 | ||||
| $ 200.00 | $ 2,400.00 | $ 300.00 | $ 160,000.00 | $ 1,280,000.00 | $ 53,126.00 | $ 48,000.00 | $ 80,000.00 | ||||
| $ 250.00 | $ 3,000.00 | $ 400.00 | $ 200,000.00 | $ 1,600,000.00 | $ 67,192.00 | $ 60,000.00 | $ 80,000.00 | ||||
| AGE 岁: 15 | |||||||||||
| PREMIUM PER MONTH 每月保费 | PREMIUM PER YEAR 每年保费 | HOSPITAL ROOM & BOARD PER DAY 每日病房 | ANNUAL OVERAL LIMIT 每年限额 | LIFE TIME OVERALL LIMIT 终生限额 | CASH VALUE END OF 20 YEARS 现金价值20 年尾 | TOTAL PREMIUM PAID 总缴保费 | BASIC SUM ASSURED 人寿 | ||||
| $ 100.00 | $ 1,200.00 | $ 100.00 | $ 60,000.00 | $ 480,000.00 | $ 19,701.00 | $ 24,000.00 | $ 80,000.00 | ||||
| $ 150.00 | $ 1,800.00 | $ 150.00 | $ 90,000.00 | $ 720,000.00 | $ 38,277.00 | $ 36,000.00 | $ 80,000.00 | ||||
| $ 150.00 | $ 1,800.00 | $ 200.00 | $ 120,000.00 | $ 960,000.00 | $ 33,879.00 | $ 36,000.00 | $ 80,000.00 | ||||
| $ 200.00 | $ 2,400.00 | $ 300.00 | $ 160,000.00 | $ 1,280,000.00 | $ 48,199.00 | $ 48,000.00 | $ 80,000.00 | ||||
| $ 200.00 | $ 2,400.00 | $ 400.00 | $ 200,000.00 | $ 1,600,000.00 | $ 40,784.00 | $ 48,000.00 | $ 80,000.00 | ||||
| AGE 岁: 20 | |||||||||||
| PREMIUM PER MONTH 每月保费 | PREMIUM PER YEAR 每年保费 | HOSPITAL ROOM & BOARD PER DAY 每日病房 | ANNUAL OVERAL LIMIT 每年限额 | LIFE TIME OVERALL LIMIT 终生限额 | CASH VALUE END OF 20 YEARS 现金价值20 年尾 | TOTAL PREMIUM PAID 总缴保费 | BASIC SUM ASSURED 人寿 | ||||
| $ 150.00 | $ 1,800.00 | $ 100.00 | $ 60,000.00 | $ 480,000.00 | $ 38,768.00 | $ 36,000.00 | $ 80,000.00 | ||||
| $ 150.00 | $ 1,800.00 | $ 150.00 | $ 90,000.00 | $ 720,000.00 | $ 37,268.00 | $ 36,000.00 | $ 80,000.00 | ||||
| $ 200.00 | $ 2,400.00 | $ 200.00 | $ 120,000.00 | $ 960,000.00 | $ 52,600.00 | $ 48,000.00 | $ 80,000.00 | ||||
| $ 200.00 | $ 2,400.00 | $ 300.00 | $ 160,000.00 | $ 1,280,000.00 | $ 46,637.00 | $ 48,000.00 | $ 80,000.00 | ||||
| $ 250.00 | $ 3,000.00 | $ 400.00 | $ 200,000.00 | $ 1,600,000.00 | $ 58,810.00 | $ 60,000.00 | $ 80,000.00 | ||||
| AGE 岁: 25 | |||||||||||
| PREMIUM PER MONTH 每月保费 | PREMIUM PER YEAR 每年保费 | HOSPITAL ROOM & BOARD PER DAY 每日病房 | ANNUAL OVERAL LIMIT 每年限额 | LIFE TIME OVERALL LIMIT 终生限额 | CASH VALUE END OF 20 YEARS 现金价值20 年尾 | TOTAL PREMIUM PAID 总缴保费 | BASIC SUM ASSURED 人寿 | ||||
| $ 150.00 | $ 1,800.00 | $ 100.00 | $ 60,000.00 | $ 480,000.00 | $ 37,239.00 | $ 36,000.00 | $ 80,000.00 | ||||
| $ 150.00 | $ 1,800.00 | $ 150.00 | $ 90,000.00 | $ 720,000.00 | $ 35,739.00 | $ 36,000.00 | $ 80,000.00 | ||||
| $ 200.00 | $ 2,400.00 | $ 200.00 | $ 120,000.00 | $ 960,000.00 | $ 50,724.00 | $ 48,000.00 | $ 80,000.00 | ||||
| $ 200.00 | $ 2,400.00 | $ 300.00 | $ 160,000.00 | $ 1,280,000.00 | $ 44,548.00 | $ 48,000.00 | $ 80,000.00 | ||||
| $ 250.00 | $ 3,000.00 | $ 400.00 | $ 200,000.00 | $ 1,600,000.00 | $ 56,261.00 | $ 60,000.00 | $ 80,000.00 | ||||
| AGE 岁: 30 | |||||||||||
| PREMIUM PER MONTH 每月保费 | PREMIUM PER YEAR 每年保费 | HOSPITAL ROOM & BOARD PER DAY 每日病房 | ANNUAL OVERAL LIMIT 每年限额 | LIFE TIME OVERALL LIMIT 终生限额 | CASH VALUE END OF 20 YEARS 现金价值20 年尾 | TOTAL PREMIUM PAID 总缴保费 | BASIC SUM ASSURED 人寿 | ||||
| $ 150.00 | $ 1,800.00 | $ 100.00 | $ 60,000.00 | $ 480,000.00 | $ 33,803.00 | $ 36,000.00 | $ 80,000.00 | ||||
| $ 150.00 | $ 1,800.00 | $ 150.00 | $ 90,000.00 | $ 720,000.00 | $ 32,295.00 | $ 36,000.00 | $ 80,000.00 | ||||
| $ 200.00 | $ 2,400.00 | $ 200.00 | $ 120,000.00 | $ 960,000.00 | $ 50,724.00 | $ 48,000.00 | $ 80,000.00 | ||||
| $ 200.00 | $ 2,400.00 | $ 300.00 | $ 160,000.00 | $ 1,280,000.00 | $ 40,003.00 | $ 48,000.00 | $ 80,000.00 | ||||
| $ 250.00 | $ 3,000.00 | $ 400.00 | $ 200,000.00 | $ 1,600,000.00 | $ 50,826.00 | $ 60,000.00 | $ 80,000.00 | ||||
| AGE 岁: 35 | |||||||||||
| PREMIUM PER MONTH 每月保费 | PREMIUM PER YEAR 每年保费 | HOSPITAL ROOM & BOARD PER DAY 每日病房 | ANNUAL OVERAL LIMIT 每年限额 | LIFE TIME OVERALL LIMIT 终生限额 | CASH VALUE END OF 20 YEARS 现金价值20 年尾 | TOTAL PREMIUM PAID 总缴保费 | BASIC SUM ASSURED 人寿 | ||||
| $ 150.00 | $ 1,800.00 | $ 100.00 | $ 60,000.00 | $ 480,000.00 | $ 26,081.00 | $ 36,000.00 | $ 80,000.00 | ||||
| $ 200.00 | $ 2,400.00 | $ 150.00 | $ 90,000.00 | $ 720,000.00 | $ 43,381.00 | $ 48,000.00 | $ 80,000.00 | ||||
| $ 200.00 | $ 2,400.00 | $ 200.00 | $ 120,000.00 | $ 960,000.00 | $ 37,309.00 | $ 48,000.00 | $ 80,000.00 | ||||
| $ 250.00 | $ 3,000.00 | $ 300.00 | $ 160,000.00 | $ 1,280,000.00 | $ 48,335.00 | $ 60,000.00 | $ 80,000.00 | ||||
| $ 300.00 | $ 3,600.00 | $ 400.00 | $ 200,000.00 | $ 1,600,000.00 | $ 57,012.00 | $ 72,000.00 | $ 80,000.00 | ||||
| AGE 岁: 40 | |||||||||||
| PREMIUM PER MONTH 每月保费 | PREMIUM PER YEAR 每年保费 | HOSPITAL ROOM & BOARD PER DAY 每日病房 | ANNUAL OVERAL LIMIT 每年限额 | LIFE TIME OVERALL LIMIT 终生限额 | CASH VALUE END OF 20 YEARS 现金价值20 年尾 | TOTAL PREMIUM PAID 总缴保费 | BASIC SUM ASSURED 人寿 | ||||
| $ 200.00 | $ 2,400.00 | $ 100.00 | $ 60,000.00 | $ 480,000.00 | $ 31,569.00 | $ 48,000.00 | $ 80,000.00 | ||||
| $ 200.00 | $ 2,400.00 | $ 150.00 | $ 90,000.00 | $ 720,000.00 | $ 29,595.00 | $ 48,000.00 | $ 80,000.00 | ||||
| $ 200.00 | $ 2,400.00 | $ 200.00 | $ 120,000.00 | $ 960,000.00 | $ 21,857.00 | $ 48,000.00 | $ 80,000.00 | ||||
| $ 250.00 | $ 3,000.00 | $ 300.00 | $ 160,000.00 | $ 1,280,000.00 | $ 30,175.00 | $ 60,000.00 | $ 80,000.00 | ||||
| $ 300.00 | $ 3,600.00 | $ 400.00 | $ 200,000.00 | $ 1,600,000.00 | $ 35,485.00 | $ 72,000.00 | $ 80,000.00 | ||||
| AGE 岁: 45 | |||||||||||
| PREMIUM PER MONTH 每月保费 | PREMIUM PER YEAR 每年保费 | HOSPITAL ROOM & BOARD PER DAY 每日病房 | ANNUAL OVERAL LIMIT 每年限额 | LIFE TIME OVERALL LIMIT 终生限额 | CASH VALUE END OF 20 YEARS 现金价值20 年尾 | TOTAL PREMIUM PAID 总缴保费 | BASIC SUM ASSURED 人寿 | ||||
| $ 250.00 | $ 3,000.00 | $ 100.00 | $ 60,000.00 | $ 480,000.00 | $ 29,820.00 | $ 60,000.00 | $ 80,000.00 | ||||
| $ 250.00 | $ 3,000.00 | $ 150.00 | $ 90,000.00 | $ 720,000.00 | $ 27,255.00 | $ 60,000.00 | $ 80,000.00 | ||||
| $ 300.00 | $ 3,600.00 | $ 200.00 | $ 120,000.00 | $ 960,000.00 | $ 34,806.00 | $ 72,000.00 | $ 80,000.00 | ||||
| $ 350.00 | $ 4,200.00 | $ 300.00 | $ 160,000.00 | $ 1,280,000.00 | $ 39,254.00 | $ 84,000.00 | $ 80,000.00 | ||||
| $ 400.00 | $ 4,800.00 | $ 400.00 | $ 200,000.00 | $ 1,600,000.00 | $ 39,680.00 | $ 96,000.00 | $ 80,000.00 | ||||
| AGE 岁: 50 | |||||||||||
| PREMIUM PER MONTH 每月保费 | PREMIUM PER YEAR 每年保费 | HOSPITAL ROOM & BOARD PER DAY 每日病房 | ANNUAL OVERAL LIMIT 每年限额 | LIFE TIME OVERALL LIMIT 终生限额 | CASH VALUE END OF 20 YEARS 现金价值20 年尾 | TOTAL PREMIUM PAID 总缴保费 | BASIC SUM ASSURED 人寿 | ||||
| $ 350.00 | $ 4,200.00 | $ 100.00 | $ 60,000.00 | $ 480,000.00 | $ 38,643.00 | $ 84,000.00 | $ 80,000.00 | ||||
| $ 350.00 | $ 4,200.00 | $ 150.00 | $ 90,000.00 | $ 720,000.00 | $ 35,073.00 | $ 84,000.00 | $ 80,000.00 | ||||
| $ 400.00 | $ 4,800.00 | $ 200.00 | $ 120,000.00 | $ 960,000.00 | $ 38,362.00 | $ 96,000.00 | $ 80,000.00 | ||||
| $ 450.00 | $ 5,400.00 | $ 300.00 | $ 160,000.00 | $ 1,280,000.00 | $ 38,911.00 | $ 108,000.00 | $ 80,000.00 | ||||
| $ 500.00 | $ 6,000.00 | $ 400.00 | $ 200,000.00 | $ 1,600,000.00 | $ 34,642.00 | $ 120,000.00 | $ 80,000.00 | ||||
| AGE 岁: 53 | |||||||||||
| PREMIUM PER MONTH 每月保费 | PREMIUM PER YEAR 每年保费 | HOSPITAL ROOM & BOARD PER DAY 每日病房 | ANNUAL OVERAL LIMIT 每年限额 | LIFE TIME OVERALL LIMIT 终生限额 | CASH VALUE END OF 20 YEARS 现金价值20 年尾 | TOTAL PREMIUM PAID 总缴保费 | BASIC SUM ASSURED 人寿 | ||||
| $ 450.00 | $ 5,400.00 | $ 100.00 | $ 60,000.00 | $ 480,000.00 | $ 56,562.00 | $ 108,000.00 | $ 80,000.00 | ||||
| $ 500.00 | $ 6,000.00 | $ 150.00 | $ 90,000.00 | $ 720,000.00 | $ 72,345.00 | $ 120,000.00 | $ 80,000.00 | ||||
| $ 500.00 | $ 6,000.00 | $ 200.00 | $ 120,000.00 | $ 960,000.00 | $ 54,927.00 | $ 120,000.00 | $ 80,000.00 | ||||
| $ 550.00 | $ 6,600.00 | $ 300.00 | $ 160,000.00 | $ 1,280,000.00 | $ 52,413.00 | $ 132,000.00 | $ 80,000.00 | ||||
| $ 600.00 | $ 7,200.00 | $ 400.00 | $ 200,000.00 | $ 1,600,000.00 | $ 43,104.00 | $ 144,000.00 | $ 80,000.00 | ||||
| AGE 岁: 55 | |||||||||||
| PREMIUM PER MONTH 每月保费 | PREMIUM PER YEAR 每年保费 | HOSPITAL ROOM & BOARD PER DAY 每日病房 | ANNUAL OVERAL LIMIT 每年限额 | LIFE TIME OVERALL LIMIT 终生限额 | CASH VALUE END OF 20 YEARS 现金价值20 年尾 | TOTAL PREMIUM PAID 总缴保费 | BASIC SUM ASSURED 人寿 | ||||
| $ 500.00 | $ 6,000.00 | $ 100.00 | $ 60,000.00 | $ 480,000.00 | $ 62,475.00 | $ 120,000.00 | $ 80,000.00 | ||||
| $ 500.00 | $ 6,000.00 | $ 150.00 | $ 90,000.00 | $ 720,000.00 | $ 57,556.00 | $ 120,000.00 | $ 80,000.00 | ||||
| $ 550.00 | $ 6,600.00 | $ 200.00 | $ 120,000.00 | $ 960,000.00 | $ 58,086.00 | $ 132,000.00 | $ 80,000.00 | ||||
| $ 600.00 | $ 7,200.00 | $ 300.00 | $ 160,000.00 | $ 1,280,000.00 | $ 52,701.00 | $ 144,000.00 | $ 80,000.00 | ||||
| $ 650.00 | $ 7,800.00 | $ 400.00 | $ 200,000.00 | $ 1,600,000.00 | $ 39,608.00 | $ 156,000.00 | $ 80,000.00 | ||||
| AGE 岁: 58 | |||||||||||
| PREMIUM PER MONTH 每月保费 | PREMIUM PER YEAR 每年保费 | HOSPITAL ROOM & BOARD PER DAY 每日病房 | ANNUAL OVERAL LIMIT 每年限额 | LIFE TIME OVERALL LIMIT 终生限额 | CASH VALUE END OF 20 YEARS 现金价值20 年尾 | TOTAL PREMIUM PAID 总缴保费 | BASIC SUM ASSURED 人寿 | ||||
| $ 550.00 | $ 6,600.00 | $ 100.00 | $ 60,000.00 | $ 480,000.00 | $ 56,481.00 | $ 132,000.00 | $ 80,000.00 | ||||
| $ 550.00 | $ 6,600.00 | $ 150.00 | $ 90,000.00 | $ 720,000.00 | $ 50,374.00 | $ 132,000.00 | $ 80,000.00 | ||||
| $ 600.00 | $ 7,200.00 | $ 200.00 | $ 120,000.00 | $ 960,000.00 | $ 46,565.00 | $ 144,000.00 | $ 80,000.00 | ||||
| $ 650.00 | $ 7,800.00 | $ 300.00 | $ 160,000.00 | $ 1,280,000.00 | $ 35,415.00 | $ 156,000.00 | $ 80,000.00 | ||||
| $ 750.00 | $ 9,000.00 | $ 400.00 | $ 200,000.00 | $ 1,600,000.00 | $ 35,410.00 | $ 180,000.00 | $ 80,000.00 | ||||
| AGE 岁: 60 | |||||||||||
| PREMIUM PER MONTH 每月保费 | PREMIUM PER YEAR 每年保费 | HOSPITAL ROOM & BOARD PER DAY 每日病房 | ANNUAL OVERAL LIMIT 每年限额 | LIFE TIME OVERALL LIMIT 终生限额 | CASH VALUE END OF 20 YEARS 现金价值20 年尾 | TOTAL PREMIUM PAID 总缴保费 | BASIC SUM ASSURED 人寿 | ||||
| $ 600.00 | $ 7,200.00 | $ 100.00 | $ 60,000.00 | $ 480,000.00 | $ 55,999.00 | $ 144,000.00 | $ 80,000.00 | ||||
| $ 600.00 | $ 7,200.00 | $ 150.00 | $ 90,000.00 | $ 720,000.00 | $ 48,909.00 | $ 144,000.00 | $ 80,000.00 | ||||
| $ 650.00 | $ 7,800.00 | $ 200.00 | $ 120,000.00 | $ 960,000.00 | $ 41,542.00 | $ 156,000.00 | $ 80,000.00 | ||||
| $ 700.00 | $ 8,400.00 | $ 300.00 | $ 160,000.00 | $ 1,280,000.00 | $ 25,656.00 | $ 168,000.00 | $ 80,000.00 | ||||
| $ 800.00 | $ 9,600.00 | $ 400.00 | $ 200,000.00 | $ 1,600,000.00 | $ 19,751.00 | $ 192,000.00 | $ 80,000.00 | ||||
| 10% co-insurance subject to a max of RM500.00 if stay in same or lower R&B as purchased. | |||||||||||
| 20% co-insurance if stay in higher R&B as purchased. | |||||||||||
| New applicant Age: 1 month - 60 years old. Renewal Age 80 years old. | |||||||||||
| Specific illness for the first 120 days not covered: | |||||||||||
| hypertension, diabetes mellitus and cardiovascular diseases; all tumours, cancers, cysts, nodules, polyps, | |||||||||||
| stones of the urinary system and biliary system; all ear, nose (including sinuses) and throat conditions requiring surgery; | |||||||||||
| hernias, haemorrihoids, fistulae, hydrocele, varicocele; endometriosis including disease of the reproduction system; | |||||||||||
| and vertebro-spinal disorders (including disc) and knee conditions. | |||||||||||
| Occupation Class1: Administration and office worker, solicitor, teacher, lecturer, valuer, architect, indoor salesman. | |||||||||||
| Class 2: Housewife, student, sundry shop proprietor, agent, broker, canvasser, architectural surveyor, | |||||||||||
| travel agency proprietor, tour guide, locksmith, store keeper (not handling heavy material), outdoor salesman. | |||||||||||
| Class 3: Hawker, shop keeper, shop assistant, workshop proprietor, door to door salesman. | |||||||||||
| Class 4: Plumber, painter, mudguard car welder & painter, store messenger using motorcycle, tinsmith, welder, | |||||||||||
| agriculture worker, air con-install & repair. | |||||||||||